CHAMA CIRCLE • SWIFT AXIS
Chama Circle: The Smart Way Kenyan Chamas Manage Money, Members and Growth.
Manage contributions, loans, welfare, investments, voting, reports and member transparency in one mobile-first platform built for Kenyan groups.
Built for Different Kenyan Groups
Whether you meet in a church hall or a WhatsApp group — Chama Circle fits how you already operate.
Investment Chamas
Track pooled investments with clear member shares.
Welfare Groups
Harambee-style support with transparent records.
Table Banking Groups
Rotating savings with less notebook confusion.
Family Chamas
Relatives saving together with shared visibility.
Church Groups
Fellowship funds managed with accountability.
Youth Groups
Young savers learning discipline early.
SACCO-Style Groups
Structured savings with formal reporting.
Business Savings Groups
Colleagues building capital as a team.
Clear Experience for Every Chama Role
Everyone sees what they need — officials stay in control, members stay informed.
Chairperson
Oversight, approvals and visibility across the group.
Treasurer
Payments, balances and reconciliation your table can trust.
Secretary
Meetings, records and communication in one place.
Member
Balances, loans, welfare and statements at a glance.
Auditor/Reviewer
Reports, transparency and audit trail when questions arise.
Flexible M-Pesa Collection That Fits How Your Chama Works
Record, track and reconcile M-Pesa information the way your table already collects. Swift Axis does not hold your Chama’s funds. M-Pesa only — no card payments.
Chama Circle supports flexible record tracking for Paybill, Till Number, Pochi la Biashara, treasurer collection numbers, or agreed member contribution numbers. Officials map activity to members and rounds — without claiming live bank confirmation unless your setup supports it.
Methods your Chama can align to
- Paybill
- Till Number
- Pochi la Biashara
- Treasurer collection number
- Agreed member contribution number
Core Chama Circle Modules
Everything a growing Kenyan Chama needs — without spreadsheet chaos.
Contributions
Rounds, arrears and receipts your officials can defend.
Loans
Requests, approvals and repayment tracking in one flow.
Welfare
Harambee-style cases with clear who-gave-what records.
Investments
Pool visibility separate from day-to-day contributions.
Voting & Approvals
Decisions captured when your constitution allows.
Reports & Statements
Summaries the chair can share before the AGM.
Member Wallet View
Each person sees their slice across activities.
Notifications
Reminders that respect busy schedules.
AI Insight Preview
Helpful highlights — officials stay in control.
Multi-Chama Membership
One login, many groups where you are invited.
One Member. Many Chamas. One Clear View.
Many Kenyans belong to more than one Chama. Chama Circle lets members view relevant information across their groups where access is enabled.
Family Chama
Contributions · Welfare
Office Chama
Loans · Reports
Welfare Chama
Harambee · Updates
Investment Chama
Pool · Statements
Designed for Transparency and Accountability
Built for trust at the table — no unverified certification claims on this page.
Ready to Digitize Your Chama?
Start registration, explore the demo, or talk to support when your table has questions.
Want to earn by onboarding Chamas? Become a Swift Axis Digital Chama Advisor.