Chama Circle · Pricing

Simple Chama Circle Pricing for Kenyan Groups

Choose a package that fits your Chama size, member needs and growth stage. Start simple, then upgrade as your group grows.

M-Pesa Ready

No Card Required

Upgrade Anytime

Multi-Chama Friendly

Choose Your Package

Illustrative monthly ranges — your final quote may vary.

Starter

For small Chamas and welfare groups

From KES 1,000 / month

Placeholder pricing — configurable

Member records
Contribution tracking
Basic reports
WhatsApp support
M-Pesa record tracking

Start with Starter

Managing More Than One Chama?

A tenant can support multiple Chamas where applicable — subject to package setup and approval by Swift Axis.

Discounted or custom packages can be configured when you oversee more than one group — including consultants, umbrella welfare bodies and organisations with several internal Chamas.

Common setups

Consultant managing several Chamas
Umbrella welfare group
Organisation with staff savings groups
Family investment groups under one umbrella

Request Multi-Chama Package

Pay Easily Using M-Pesa

Chama Circle is designed around M-Pesa-first Kenyan workflows. Record, track and reconcile M-Pesa contribution information — Swift Axis does not hold your Chama’s funds. No payment processing on this marketing page.

Pay using M-Pesa during onboarding when your package requires it

Chamas can record and track Paybill, Till, Pochi or agreed collection numbers

Members can receive reminders and confirmations depending on setup

No card required for the current launch — M-Pesa-first workflows

Live STK Push or automated confirmation depends on your approved setup — not implied here.

Pricing Questions

Straight answers for treasurers and chairs — no fine print tricks on this page.

Can I start with one Chama and add more later?

Yes. Many groups begin with a single Chama and expand when the table is ready — subject to package setup and approval.

Do you support Paybill and Till numbers?

Chama Circle supports flexible record tracking for Paybill, Till, Pochi and agreed numbers your group already uses.

Is card payment available?

For the current launch, Chama Circle is M-Pesa-first. Card payments may be added later.

Can members belong to many Chamas?

Yes. Members can view relevant information across groups where they are invited and access is enabled.

Can agents help us register?

Swift Axis Digital Chama Advisors can guide onboarding after they are approved — see the Agents section of this site.

Can I upgrade later?

You can move to a higher package as your Chama grows. Talk to support when you are ready to upgrade.

Does Swift Axis hold Chama funds?

Chama Circle helps Chamas record, track, reconcile and manage visibility. Fund-handling depends on the Chama setup and approved payment arrangement.